Household bills calculator: what will you pay?
Taupia's free household bills calculator estimates your monthly energy, broadband, council tax, water and TV Licence costs. Choose your bills, enter your postcode and pick your exact address. Energy depends on usage, water is a supplier average, and council tax is before discounts. No account needed.
Updated
Price the bills at your address
Choose the bills to include.
What does the household bills calculator price?
- Energy: tariffs available on the meters at your address, using usable annual consumption data for the property where available, or Ofgem's typical use otherwise. You can adjust the home size before choosing a deal.
- Broadband: the deals available at your address, at the speed your household needs.
- Council tax: your home's own band and your council's charge for it.
- Water: the company that supplies your address and its average bill.
- TV Licence: £180 a year, needed only for live TV or BBC iPlayer.
Sources: Ofgem: review of typical domestic consumption values, decision (27 May 2026), table 1 (read 15 October 2026); Ofcom: Pricing and consumer engagement report (26 February 2026), figure 24 (read 15 October 2026); MHCLG: Council Tax levels set by local authorities in England 2026 to 2027 (25 March 2026) (read 15 October 2026); Discover Water: average annual bill 2026/27 (Water UK figures) (read 15 October 2026); GOV.UK: TV Licence (read 15 October 2026)
Why does the calculator need my exact address?
- Energy is priced on the meters at the address. Two flats on one postcode can have different meters and fuels, and so different tariffs.
- Council tax follows the home's own valuation band, and in England each band pays a fixed share of Band D: Band A pays 6/9 of it and Band H 18/9.
- The calculator checks broadband at the address itself, so the deals it shows are the ones available there.
Sources: Ofgem: review of typical domestic consumption values, decision (27 May 2026), table 1 (read 15 October 2026); legislation.gov.uk: Local Government Finance Act 1992, section 5 (band proportions) (read 15 October 2026); MHCLG: Council Tax levels set by local authorities in England 2026 to 2027 (25 March 2026) (read 15 October 2026)
How is council tax worked out for a home?
- Every home sits in a valuation band, and your council sets the charge for each band every April.
- The calculator shows your band's full charge. Discounts come off once your council has agreed them.
- One adult living alone gets 25% off, and a home where everyone is a full-time student pays none. You apply to your council for either.
Sources: MHCLG: Council Tax levels set by local authorities in England 2026 to 2027 (25 March 2026) (read 15 October 2026); legislation.gov.uk: Local Government Finance Act 1992, section 5 (band proportions) (read 15 October 2026); GOV.UK: Council Tax, who has to pay (read 15 October 2026)
Why could my real bills differ from the calculator?
The monthly total adds the figures shown for your selected bills. Annual charges are divided by 12 for budgeting, so the estimate can differ from your payment schedule. If a selected bill cannot be priced, the calculator names it and shows how many bills the partial total includes.
- Your own use: energy uses the property's annual consumption where available, or Ofgem's typical use otherwise. That may differ from your household. Adjust the home size to reprice the deals.
- Prices move: Ofgem changes the price cap every three months, and fixed tariffs come and go daily.
- Water meters: the water figure is your company's average bill, and a metered home pays for what it uses.
- Introductory broadband prices often rise when the minimum term ends, so check the price after the contract too.
Sources: Ofgem: review of typical domestic consumption values, decision (27 May 2026), table 1 (read 15 October 2026); Ofgem: energy price cap unit rates and standing charges (read 15 October 2026); Discover Water: average annual bill 2026/27 (Water UK figures) (read 15 October 2026); Ofcom: Pricing and consumer engagement report (26 February 2026), figure 24 (read 15 October 2026)
How do I calculate my household bills?
Choose your bills, find your home and read the estimate before deciding whether to switch.
- 1
Tick the bills you want priced
Energy, broadband, council tax, water and the TV Licence all start ticked. Untick any you do not pay, such as a TV Licence you do not need.
- 2
Enter your postcode
It opens the list of addresses at that postcode. Nothing is priced yet.
- 3
Pick your exact address
The address identifies the energy meters, broadband deals, council tax band and water company. Energy uses a consumption estimate and water uses the supplier's average bill.
- 4
Read your monthly household estimate
The calculator adds the monthly figures for your selected bills. If a bill cannot be priced, it names the missing bill and labels the total as a partial estimate.
- 5
Adjust your usage and compare deals
If you included energy, adjust the home size to reprice the deals. If you included broadband, filter by the speed you need. Choosing a different deal updates the estimate; switching is optional.
Sources: Ofgem: review of typical domestic consumption values, decision (27 May 2026), table 1 (read 15 October 2026); legislation.gov.uk: Local Government Finance Act 1992, section 5 (band proportions) (read 15 October 2026)
How does Taupia help with household bills?
- Taupia keeps your energy, broadband, mobile and water bills in one place, so you see your own monthly total rather than an estimate.
- It compares energy, broadband and mobile deals and switches once your household approves. Nothing changes without your approval.
- In a shared home it splits each bill by the percentages you set and tracks who has paid. It never moves money itself.
- Council tax stays with your council. Taupia does not set up council tax or switch water.
- Taupia is free.
Questions about working out household bills
How is the monthly household bills total calculated?
Taupia adds the monthly figures shown for the bills you select. Annual charges are divided by 12. Energy follows the displayed deal or usage estimate, broadband follows the displayed deal, water is a supplier average, and council tax is before discounts. If a selected bill cannot be priced, the result names it and labels the total as partial.
Does the calculator include every cost of running a home?
The calculator covers energy, broadband, council tax, water and the TV Licence, with only your selected bills included in the total. To build a full household budget, add rent or mortgage payments, food, insurance, mobile phones, transport and subscriptions separately. Untick any bill already included in your rent.
Why does the calculator ask for my address and not just my postcode?
Bills belong to a home, not a postcode. Energy is priced on the meters at the address, broadband on the deals that reach it and council tax on the home's own band, so two flats on one postcode can pay different amounts. Picking the exact address identifies the meters, available deals, council tax band and water company. Water remains a supplier average, and energy depends on the usage estimate.
Which of my bills can I compare and switch?
Energy and broadband have a market, so the calculator shows the deals available at your address and you can pick one. Council tax, water and the TV Licence have no market: your council and your water company are set by where you live, and the TV Licence is one national fee.
Do I need a TV Licence?
You need one to watch or record live TV on any channel or service, or to use BBC iPlayer, and it costs £180 a year. If your home only streams on demand from services other than iPlayer, untick the TV Licence and the calculator leaves it out.
What broadband speed does my home need?
The calculator offers three uses, each a minimum speed: light browsing and streaming at 20Mb or faster, a busy everyday home at 60Mb or faster, and heavy streaming and gaming at 120Mb or faster. Every deal shown for a use is at least that fast.
Does working out my bills sign me up to anything?
No. Seeing your prices needs no account, and nothing is ordered or switched until you choose a deal and confirm it. If you want to keep the home's bills together afterwards, the Taupia app is free and nothing changes without your approval.
Go further with your household bills
Averages, discounts and the bills you can switch.
Start here
Average household bills by household type
RecommendedWhat bills come to for someone living alone, a couple and a family, with the sources.
Check your council tax discounts and exemptions
See which discounts and exemptions your household can claim.
Am I overpaying for energy?
Check your own energy bill against a typical home's.
Who is my water supplier?
Find the water company for your address and what it charges.
Do you need a TV Licence?
When you need one, what it costs and when you can cancel.
The bills to set up when you move in
Every bill a new home needs, in the order to sort them.
Cite this page
Taupia. "Household bills calculator: what will you pay?". Last updated 19 October 2026. https://taupia.com/manage-bills/household-bills-calculator
Keep your household bills in one place
Taupia keeps your energy, broadband, mobile and water bills together, compares energy, broadband and mobile deals and splits each bill between the people who share it. It never moves money, it is free, and nothing changes without your approval.