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TV Licence

Do you need a TV Licence? Check before you pay

Short answer

You need a TV Licence if anyone in the household watches or records live TV on any channel or service, or uses BBC iPlayer. Watching on demand on any other service, such as Netflix, Disney Plus, Amazon Prime Video or YouTube, does not need one. It costs £180 a year from 1 April 2026, it is free if you are 75 or over and receive Pension Credit, and it is half price if you are blind (severely sight impaired).

£180

Annual colour licence from 1 April 2026

£0

If you are 75 or over and receive Pension Credit

50%

Concession if you are blind (severely sight impaired)

The TV Licence is a statutory fee, not a subscription with a market behind it. Either your household owes it or it does not, and the answer turns on two questions: does anyone watch or record live TV on any channel or service, and does anyone use BBC iPlayer. If both answers are no, you owe nothing. This page also covers the two concessions, the shared-house rule that catches people out, and the refund you can claim on months you have paid for and will not use.

The rule

When a TV Licence is genuinely required

The requirement is narrower than most households assume, and it has not tracked the way people actually watch television.

  • GOV.UK states it in two lines: you need a TV Licence if you watch or record live TV on any channel or service, or if you use BBC iPlayer.
  • Live TV means any programme watched or recorded as it is being shown live, on any TV service or streaming service. The channel does not matter and neither does the device.
  • BBC iPlayer is the exception to the on demand rule. Downloading or watching BBC programmes on iPlayer needs a licence whether they are live, catch up or on demand.
  • One licence covers an address and every device used there, although a shared house with separate tenancy agreements works differently. That case has its own section below.
  • A colour licence costs £180 from 1 April 2026 and a black and white licence £60.50. GOV.UK puts the maximum fine for watching or recording live TV without one at £1,000.

Sources: GOV.UK, TV Licence (read 1 September 2026); GOV.UK, cost of TV licence fee set for 2026/27 (read 1 September 2026); TV Licensing, do I need a TV Licence (read 1 September 2026)

The other answer

When you do not need one at all

This is the part of the page that can save a household the whole fee, so it is worth being precise rather than cautious.

  • GOV.UK: you do not need a TV Licence for streaming services such as Netflix, Disney Plus, Amazon Prime Video or YouTube, or for DVDs.
  • TV Licensing draws the line at live, not at the service. On demand programmes on Netflix, YouTube or Amazon Prime Video need no licence, while watching a programme live on those same services does.
  • BBC iPlayer is the only service where on demand viewing still needs a licence.
  • If nobody at the address watches live TV or uses BBC iPlayer, you can complete a No Licence Needed declaration with TV Licensing. It also stops the letters.
  • If you have already paid and the honest answer turns out to be no, you can claim back the complete months you have left. The refund rules are further down this page.

Sources: GOV.UK, TV Licence (read 1 September 2026); TV Licensing, what can I watch without a TV Licence (read 1 September 2026); TV Licensing, telling us you do not need a TV Licence (read 1 September 2026)

Concessions

Free at 75 with Pension Credit, half price if you are blind

Both concessions are underclaimed, and both have a condition that people routinely miss.

  • A free licence is for people aged 75 or over who receive Pension Credit. Age alone is not enough: TV Licensing is clear that if you are over 75 and not receiving Pension Credit, you pay for a licence.
  • Either part of Pension Credit counts, Guarantee Credit or Savings Credit or both. TV Licensing checks entitlement with the Department for Work and Pensions as part of the application.
  • You can apply at 74 if you already receive Pension Credit. TV Licensing updates your payments to cover you until your 75th birthday, and the free licence takes over from there.
  • The blind concession is 50%: £90 for a colour licence and £30.25 for black and white. It needs evidence, and it covers everyone who lives with you. Partially sighted (sight impaired) does not qualify.
  • If the licence at the address is in somebody else's name, it has to be transferred into the name of the person who qualifies.

Sources: TV Licensing, aged 74 and over (read 1 September 2026); TV Licensing, blind (severely sight impaired) (read 1 September 2026); GOV.UK, TV Licence (read 1 September 2026)

Money back

Refunds on the full months you have not used

Deciding you do not need a licence part way through the year is not a write-off. There is a defined refund and it is claimed rather than given.

  • You can apply for a refund if you will not need your licence again before it expires and you have at least one complete month left on it.
  • Any refund is calculated in unused months, so it can run from one month to 11 depending on how long is left.
  • You can apply up to 14 days before the date you no longer need the licence, rather than waiting until afterwards.
  • If you are eligible for the over-75 or the blind concession, you can apply for a refund at any time and for any length of time left on the licence.
  • TV Licensing aims to process refunds within 21 days of receiving the application, and pays by cheque or BACS.

Sources: TV Licensing, cancellations and refunds (read 1 September 2026); TV Licensing, how we work out refunds (read 1 September 2026)

Shared homes

Shared houses and student rooms are the case people get wrong

In a house share the answer is not decided by the television. It is decided by how the tenancy is written.

  • If you have signed a joint tenancy agreement with your housemates, you need only one TV Licence. It acts as a communal licence covering the devices in the shared accommodation.
  • Separate tenancy agreements work the other way. If you have signed your own and you watch TV in your room, you need your own licence, and it also covers communal areas such as the lounge and kitchen.
  • In halls of residence, the university should hold a licence for the communal areas shared by students. A student watching live TV or BBC iPlayer in their own room needs a licence for that room.
  • TV Licensing puts the responsibility on the tenants unless the tenancy agreement states that the landlord is responsible.
  • Leaving halls or a tenancy part way through a licence year is a common refund case, because the same complete-months rule applies.

Sources: TV Licensing, tenants and lodgers (read 1 September 2026); TV Licensing, cancellations and refunds (read 1 September 2026)

What to do

Five steps to settle it in one sitting

  1. 1

    Ask whether anyone watches live TV

    Live TV is any programme watched or recorded as it is being shown, on any channel or streaming service. If that is yes for anyone at the address, you need a licence and the rest of this is admin.

  2. 2

    Ask whether anyone uses BBC iPlayer

    iPlayer needs a licence for live, catch up and on demand alike. It is the only on demand service that does, so this question has to be asked separately from the first one.

  3. 3

    Check the concessions before you pay

    A free licence applies at 75 or over with Pension Credit. A 50% concession applies to blind (severely sight impaired) licence holders and covers everyone living with them.

  4. 4

    Check how your tenancy is written

    A joint tenancy needs one licence for the house. Separate tenancy agreements mean a licence for each person who watches TV in their own room.

  5. 5

    Claim the refund or file the declaration

    If you no longer need the licence and have at least one complete month left, apply for a refund. If nobody at the address needs one at all, complete a No Licence Needed declaration.

Where Taupia stands

This page has nothing to sell you

A page whose best outcome for the reader is paying nothing only works if the reader can see that it costs us nothing to say so.

  • The TV Licence is a statutory fee. There is no provider to compare, no deal to introduce you to, and no commission for anyone.
  • That includes pay TV. Sky, Virgin and the rest are a separate commercial question that belongs with broadband, and putting them here would turn the one page that can tell you that you owe nothing into a page that looks like it wants something.
  • Taupia earns nothing whether you buy a licence, claim a free one, or cancel and take the refund.
  • What Taupia does with this bill is track it: the renewal date, the amount, and each housemate's share on the rule your household sets.
  • If you are moving into a new address rather than reviewing a licence you already hold, the move-in guide covers updating the address with TV Licensing.

Does this need a licence?

What you are watchingLicence needed?
Live TV on BBC, ITV, Channel 4 or any other channelYes. Live means as it is being broadcast, on any device.
Live TV through a streaming service such as ITVX, Channel 4 or Amazon Prime VideoYes. The service does not change the answer, only whether the programme is live.
Anything on BBC iPlayer, live or on demandYes. iPlayer is the one on demand service that needs a licence.
On demand programmes on Netflix, Disney Plus, Amazon Prime Video or YouTubeNo.
DVDs and recordings you already ownNo.
Nothing live and no iPlayer at the addressNo. You can tell TV Licensing with a No Licence Needed declaration.
TV Licence FAQ

The questions that decide whether you owe anything

Do I need a TV Licence for Netflix?

Not for on demand programmes. TV Licensing draws the line at live rather than at the service, so watching a programme live on Netflix, YouTube or Amazon Prime Video does need a licence, while watching the same programme on demand does not.

Do I need one for BBC iPlayer if I never watch live TV?

Yes. iPlayer is the exception. Downloading or watching BBC programmes on iPlayer needs a licence whether they are live, catch up or on demand.

I am over 75. Is my TV Licence free?

Only if you receive Pension Credit. Age on its own does not qualify you. Either part of Pension Credit counts, Guarantee Credit or Savings Credit, and you can apply at 74 if you already receive it.

Can I get money back if I cancel my TV Licence?

Yes, if you will not need it again before it expires and at least one complete month is left. Refunds are worked out in unused months, from one to 11. Over-75 and blind concession holders can apply at any time, for any length of time left.

We share a house. Do we each need our own TV Licence?

It depends on the tenancy. One joint agreement needs one licence for the whole house. Separate agreements mean anyone who watches TV in their own room needs their own, which also covers the shared lounge and kitchen.

How much is a TV Licence in 2026?

£180 a year for colour from 1 April 2026, and £60.50 for black and white. A blind concession licence is half price, at £90 for colour and £30.25 for black and white.

Does Taupia sell TV packages?

No. There is nothing on this page to sell. The TV Licence is a statutory fee with no provider to compare, and pay TV is a separate question we keep with broadband rather than mixing into this one.

Keep the answer, and the renewal date, in one place

Whether the household owes £180 or nothing at all, Taupia keeps the TV Licence next to the rest of your bills with its renewal date and each housemate's share.