01
Every bill split automatically
Splitwise style, and not forced into an equal share. Each housemate holds a percentage of a bill, the percentages total 100%, and each share is worked out from the real bill amount, so it updates when the bill does.
All comparisons
Utility Warehouse vs Taupia
Utility Warehouse sells energy, broadband, mobile and insurance on one bill, with discounts that grow as you add services. Taupia compares providers and changes nothing until you approve.
Get Taupia free
Free. Give your address for provider quotes in about two minutes, or upload a bill you already have.
- Who supplies it
Utility Warehouse
UW itself, for energy, broadband and mobile
Taupia
Each provider you approve, from a compared list
- How the price moves
Utility Warehouse
Discounts grow with every extra service you take
Taupia
Each provider's own rate, read off your bills
- Leaving early
Utility Warehouse
£75 per fuel to leave fixed or tracker energy
Taupia
No Taupia contract; supplier exit fees can apply
01How Utility Warehouse works, and what Taupia does
What are you actually buying from Utility Warehouse?
Utility Warehouse, or UW, is a supplier rather than a go-between: you take energy, broadband, mobile and insurance from UW itself and pay for them on one monthly bill. Its prices reward taking more. The more services you hold, the bigger the discount on its energy tariffs, and new customers taking three or more services can get up to £400 towards the exit fees their old providers charge.
Taupia works the other way round. It is free and compares energy, broadband and mobile from different providers, with two ways in: give it your address and provider quotes come back in about two minutes, or upload the bills you have and AI agents read the tariff, usage, contract end date and any exit fee. It recommends one deal with its reasons, and nothing changes until you approve it.
UW is in Taupia's energy comparison set, so its tariffs can appear in the full list, but Taupia cannot complete a switch to UW, and a provider pays Taupia commission only when a switch Taupia carries out completes. Each household bill then splits on percentages the house sets. Water, council tax and TV Licence stay in view, though Taupia does not compare or switch them.
Cross-check See a live tariff table before giving anyone your postcode
Who pays whom
02Supplier account setup
Taupia splits every bill automatically, and never moves the money.
One bill from one company still arrives in one person's name. If you share the home, it still has to be divided, chased and settled every month. Here is what Taupia does with that, and where it stops.
02
Taupia does the chasing
So nobody in the house has to be the one who asks. Each housemate repays the person the bill is in the name of directly, outside Taupia, and the share reads as settled once it has been repaid. Taupia sends reminders while a share is outstanding, and everyone sees the same shares and who has settled.
03
One housemate is the person the supplier bills
A utility account is usually opened in one person's name. That one named account holder is who the supplier bills, and the obligation to the supplier stays theirs whoever in the house has paid their share. Taupia can send a request to add further people to the account, but the supplier decides. If a share is late, Taupia flags it and sends reminders. It never moves money between housemates, and nothing it records changes what the named holder owes the supplier.
03Utility Warehouse vs Taupia: pricing, liability and exit terms
What is actually different?
Start with the everyday question: what can you see before you choose, and who stays in control when a bill changes? Open any row for the provider's exact words.
| The question that matters | Utility Warehouse | Taupia |
|---|---|---|
| How the price is set | Utility Warehouse Bundle discounts: the more services you take, the bigger the discount.Their exact words By bundle. UW's pricing page says the more services you take, the more you can save, with its biggest variable energy discount for energy plus two or three other eligible services and lower discounts for energy alone or energy plus one. Source uw.co.uk Checked 15 October 2026 | Taupia Rates compared across providers; no bundle discount, and nothing to pay Taupia.In Taupia's words Taupia compares available energy, broadband and mobile rates from different providers, shows you the full list and recommends one with its reasons. Nothing is discounted for taking several services through Taupia, and the household pays Taupia nothing. More on this Why Taupia is free |
| Who supplies the services | Utility Warehouse UW, whose terms name two energy supply companies; one agreement per service.Their exact words UW does. Its residential terms are between you and Utility Warehouse Limited, with gas and electricity supplied through Electricity Plus Supply Limited and Gas Plus Supply Limited, and each service has its own agreement on the one bill. Source assets.ctfassets.net Checked 15 October 2026 | Taupia The provider you approve; each account stays in a housemate's name.In Taupia's words Whichever provider you choose. Taupia carries out the switches you approve, and each supplier account stays with that provider in a housemate's name. More on this Suppliers Taupia supports |
| Leaving a fixed deal early | Utility Warehouse Fixed and tracker energy charge to leave early; variable does not.Their exact words Its energy page says fixed and tracker tariffs charge a fee if you leave before the term ends, while its variable and EV tariffs have no exit fee. Source uw.co.uk Checked 15 October 2026 | Taupia No Taupia contract. Supplier exit fees are read off your bills first.In Taupia's words There is no Taupia contract to leave. A supplier's own exit fee can still apply, so Taupia reads the exit fee and contract end date off your bills before it recommends anything. |
| Broadband contract | Utility Warehouse A two-year minimum term, with £4 a month added each 1 April.Their exact words New UW broadband customers take a minimum term of two years, with 30 days' notice after it, and its residential terms raise the fixed monthly price by £4 on 1 April each year during that minimum term. Source assets.ctfassets.net Checked 15 October 2026 | Taupia Broadband compared and end dates flagged; nothing changes until approval.In Taupia's words Taupia compares broadband deals against what you pay now and flags the contract end date before it arrives. Nothing changes until you approve it. |
| How it is sold | Utility Warehouse Partners earn up to £300 a sign-up, then a share of the bill.Their exact words Through its Partners as well as online. UW says Partners refer new customers and earn for each one: up to £300 for a homeowner taking at least four core services, then a percentage of that customer's monthly bill for as long as they stay. Source uw.co.uk Checked 15 October 2026 | Taupia Provider commission on a completed switch; the household pays nothing.In Taupia's words A provider pays Taupia commission when a switch completes: around £20 per fuel on supported energy routes, the same whichever supplier you pick. The household pays Taupia nothing. More on this Why Taupia is free |
04Utility Warehouse ownership, funding and disclosures
What does Utility Warehouse publish, and what does it not?
Who pays whom
You pay UW one monthly bill for every service you take. UW says its self-employed Partners are registered with it as licensed distributors of its services and receive a commission for every new customer they sign up.
Source uw.co.uk Checked 15 October 2026
Exit fees on fixed energy
Its fixed tariffs page lists exit fees of £75 per fuel, on fixed contracts of up to 12 months. Around a month before a fixed tariff ends, UW says it writes to tell you that you will roll onto its standard variable tariff.
Source uw.co.uk Checked 15 October 2026
UW Price Pledge
Eligible new customers who take three or more qualifying services and regularly use its Cashback Card can claim the Price Pledge between 12 and 15 months after signing up if they did not save in their first year against their previous provider, and leave those services without exit fees. A claim assumes a Cashback Card saving of £160 a year, or your actual saving if higher.
Source uw.co.uk Checked 15 October 2026
5 more from Utility Warehouse's own site, each with its source
Tracker tariffs Its tracker tariffs are reviewed every quarter for a term of up to 12 months, with a discount that grows as you add services. A per-fuel exit fee applies if you leave before the term ends, except in the first 14 days or the last 49 days.
Source uw.co.uk Checked 15 October 2026
Cashback Card A top-up card that UW says earns up to 10% cashback off your UW bill when you spend with it. It is free for three months and then £3 a month, and it is issued by PSI-Pay Ltd.
Source uw.co.uk Checked 15 October 2026
Account holders Its residential terms name one main account holder, who must be 18 or over, and let you add a second account holder whose instructions UW will accept on managing the account.
Source assets.ctfassets.net Checked 15 October 2026
Coverage Energy, broadband, mobile and insurance, all on a single monthly bill, its about page says.
Source uw.co.uk Checked 15 October 2026
Who Utility Warehouse is Utility Warehouse Limited, company number 04594421, authorised and regulated by the Financial Conduct Authority. Its about page says its parent company, Telecom Plus, was founded in 1996 and is listed on the London Stock Exchange, and that Utility Warehouse was founded in 2002.
Source uw.co.uk Checked 15 October 2026
05Utility Warehouse's own claim, checked
Is Utility Warehouse the cheapest energy supplier?
Claim check
Utility Warehouse says
“The UK’s cheapest energy supplier when you get it together”
What else it publishes
UW's small print sets the terms. Its cheapest fixed claim is measured against fixed tariffs from large and medium suppliers for sale nationally, correct as of 12 October 2026. Its cheapest variable claim applies to customers taking energy plus two other eligible bundle services, against the same suppliers' standard variable tariffs, correct as of 6 July 2026. Both exclude existing-customer tariffs and assume Direct Debit.
Source uw.co.uk Checked 15 October 2026
06Who Utility Warehouse suits, and who Taupia suits
When is Utility Warehouse the better answer?
Choose Utility Warehouse if
You want energy, broadband, mobile and insurance from one company on one bill, and are happy for every price on it to be that company's own.
You will take three or more services: that is where UW's terms put its biggest energy discounts, the Price Pledge and help with your old providers' exit fees.
You would rather switch with a person beside you: UW says a local Partner can help you switch.
Choose Taupia if
You want each bill priced against other providers: Taupia compares energy from 19 suppliers covering around 90% of the GB market, plus broadband and mobile, and recommends one with its reasons.
You do not want your energy discount tied to also taking broadband, mobile or insurance from the same company.
You share the home and want each bill split from its real amount, with Taupia sending the reminders rather than one housemate chasing.
07Taupia's own limitations
What do you give up by choosing Taupia?
Taupia does not bundle your payment. It helps you set up directly with each provider, then splits and manages it all with the prices in view, which is why it costs you nothing. Here is what that route does not give you.
Taupia only compares energy, broadband and mobile. It does not compare or switch water, insurance, credit, savings or mortgages.
A provider pays Taupia commission when a switch completes. On energy and gas the rate is the same whichever supplier you pick, so an energy recommendation does not pay Taupia more one way or the other. Broadband and mobile rates vary a little. The full list it recommends from is the suppliers Taupia supports, published on its supported suppliers page.
08Utility Warehouse questions answered
What else should you check before signing?
Is Utility Warehouse worth it?
It depends on how many services you would move. UW's discounts grow with each service you take, and its terms keep the biggest energy discounts, the Price Pledge and help with old exit fees for three or more services. If you only want energy, or want each bill priced against other providers, compare its tariff with others for your own usage before committing.
How are Utility Warehouse Partners paid?
UW says Partners pay a one-off £10 to register and £3 a month for training and tools, then earn up to £300 for a homeowner customer taking at least four core services, plus a percentage of each referred customer's monthly bill for as long as they stay. Partners who support other Partners can also earn on the customers those Partners refer.
What does it cost to leave Utility Warehouse early?
On energy, UW's fixed tariffs list exit fees of £75 per fuel, its tracker tariffs charge a per-fuel fee except in the first 14 or last 49 days, and its variable tariffs have no exit fee. New broadband customers take a minimum term of two years. Cancelling one service can also end bundle benefits that depended on it.
Can Taupia switch me to Utility Warehouse?
No. Utility Warehouse is in Taupia's energy comparison set, so its tariffs can appear in the full list Taupia shows you, but Taupia cannot complete a switch to UW and only recommends switches it can complete. A provider pays Taupia commission only when a switch Taupia carries out completes, as its page on why it is free explains.
09Deciding between Utility Warehouse and Taupia
So what should you do next?
Utility Warehouse rewards taking more services from one company. Taupia keeps each provider's own rate in view and compares energy, broadband and mobile across providers. Price your own bundle both ways before you commit.
Get Taupia free
Free. Give your address for provider quotes in about two minutes, or upload a bill you already have.
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