Nous vs Taupia

Q: Does Nous give back all the commission it earns?

Nous says: "Other switching websites pocket any commissions earned from providers, but we give it all back to you as cash rewards." On Premium. Its terms say some providers may pay Nous a commission, that it will usually be able to pass some or all of that commission on to you as a reward, and that rewards build up over a year while you stay with the provider and stop accruing on the free plan.

Checked 15 October 2026

Nous tracks your contracts and handles the switching for you, with Premium at £6.99 a month. Taupia is free, splits every household bill and switches only once you approve.

Get Taupia free

Free. Give your address for provider quotes in about two minutes, or upload a bill you already have.

A householder at a kitchen table reading a paper bill beside an open laptop.

How it is paid: Nous
Free for two services; £6.99 a month for all
Taupia
Free; a provider pays commission on a switch
Who decides on a switch: Nous
You pick a mode, and Freedom mode decides for you
Taupia
Nothing changes until you approve it
What it covers: Nous
Energy, broadband, mobile and mortgages; insurance coming soon
Taupia
Energy, broadband and mobile compared; every bill split

01How Nous works, and what Taupia does

What are you actually buying from Nous?

Nous is an AI app that keeps track of a household's contracts for energy, broadband, mobile and mortgages, with home and car insurance coming soon. It reminds you when a contract is ending, proposes like-for-like deals from providers it works with and, unless you choose manual mode, handles the switch for you. In its freedom mode it acts on your behalf and tries not to bother you.

Nous Free manages two services with one login. Premium, at £6.99 a month, manages every service, lets everyone in the house log in, adds WhatsApp support and pays cash rewards. Nous says it earns its money from Premium subscriptions, and that on Premium the commission providers pay it goes back to members as cash rewards.

Taupia is free and compares energy, broadband and mobile, with two ways in: give it your address and provider quotes come back in about two minutes, or upload the bills you have and AI agents read the tariff, usage, contract end date and any exit fee. It recommends one deal with its reasons, nothing changes until you approve it, and each household bill splits on percentages the house sets.

Cross-check Bills packages, money apps and Taupia compared

Who pays whom

You pay each supplier directly in both rows. Nous charges £6.99 a month for Premium, and some providers pay it commission on a switch, which on Premium its terms say it usually passes back, in part or in full, as cash rewards. Taupia charges the household nothing, and a provider pays Taupia commission when a switch completes.

02Supplier account setup

Taupia splits every bill automatically, and never moves the money.

An app that changes your deals still leaves each bill in one person's name. If you share the home, the bill still has to be divided, chased and settled every month. Here is what Taupia does with that, and where it stops.

Every bill split automatically

Splitwise style, and not forced into an equal share. Each housemate holds a percentage of a bill, the percentages total 100%, and each share is worked out from the real bill amount, so it updates when the bill does.

Taupia does the chasing

So nobody in the house has to be the one who asks. Each housemate repays the person the bill is in the name of directly, outside Taupia, and the share reads as settled once it has been repaid. Taupia sends reminders while a share is outstanding, and everyone sees the same shares and who has settled.

One housemate is the person the supplier bills

A utility account is usually opened in one person's name. That one named account holder is who the supplier bills, and the obligation to the supplier stays theirs whoever in the house has paid their share. Taupia can send a request to add further people to the account, but the supplier decides. If a share is late, Taupia flags it and sends reminders. It never moves money between housemates, and nothing it records changes what the named holder owes the supplier.

03Nous vs Taupia: pricing, liability and exit terms

What is actually different?

Start with the everyday question: what can you see before you choose, and who stays in control when a bill changes? Open any row for the provider's exact words.

Nous vs Taupia: pricing, liability and exit terms
The question that matters	Nous	Taupia
How it is paid	Nous Free covers two services; Premium is £6.99 a month for all. Their exact words Nous Free manages up to two services for one householder login. Nous Premium is £6.99 a month for every service, with logins for the whole household and no minimum contract or exit fee. Source nous.co Checked 15 October 2026	Taupia Free for the household, paid by provider commission on a switch. In Taupia's words Taupia is free for the household. A provider pays Taupia commission when a switch completes, and this page sets out what that means below. More on this Why Taupia is free
Who decides on a switch	Nous Three modes, from flagging savings to deciding switches for you. Their exact words Nous offers three savings modes: manual, where it flags savings and you sort the details; balanced, where it finds savings and handles switching for you; and freedom, where it acts on your behalf and tries not to bother you. It says 80% of new members start on balanced. Source nous.co Checked 15 October 2026	Taupia One recommendation with reasons; the switch happens only on your approval. In Taupia's words Taupia recommends one deal from the full list with its reasons, and carries out the switch only once you approve it. There is no mode in which it switches without asking. More on this How Taupia works
Which providers it compares	Nous Energy from its own panel of selected suppliers, not the whole market. Their exact words Its terms say it compares energy tariffs from its panel of specially selected suppliers, does not compare every supplier in the energy market, and cannot promise the chosen tariff will be the cheapest available. Source nous.co Checked 15 October 2026	Taupia 19 energy suppliers compared, about 90% of the market; list published. In Taupia's words Taupia shows the full list it finds across 19 energy suppliers covering around 90% of the GB market, then recommends one it can switch you to. Both lists are published. More on this Suppliers Taupia supports
Sharing the household	Nous Extra householders can log in on Premium; Free has one login. Their exact words Nous says most households have different people responsible for different bills, and lets you add other householders and bank accounts so everyone sees everything in one place. On the free plan, one householder can log in. Source nous.co Checked 15 October 2026	Taupia Every bill split by percentage; reminders sent; no money moved. In Taupia's words Each housemate holds a percentage of each bill and the percentages total 100%, worked out from the real amount. Taupia sends reminders while a share is outstanding and never moves money between housemates. More on this How Taupia works

04Nous ownership, funding and disclosures

What does Nous publish, and what does it not?

Plans and prices
Nous Free costs nothing and manages up to two services for one householder login. Nous Premium is £6.99 a month and manages every service, gives everyone in the household a login, adds WhatsApp support and pays cash rewards.
Source nous.co Checked 15 October 2026
How Nous makes money
Nous says it earns money from Premium subscription fees, paid by employers giving it as a perk or by individuals as a monthly household subscription, and that as a policy it does not make money through advertising or selling data.
Source nous.co Checked 15 October 2026
Cash rewards
Its terms say some providers may pay Nous a commission for a switch, that on Premium it will usually be able to pass some or all of it on as a reward, and that a reward builds up a twelfth a month while you stay with the provider and on Premium. Rewards stop accruing on the free plan.
Source nous.co Checked 15 October 2026

4 more from Nous's own site, each with its source

Acting as your agent Its terms appoint Nous as your agent to negotiate, form, change and cancel contracts for your services where you have instructed it, and let it use a proxy email address with providers and a proxy payment card for set-up fees.
Source nous.co Checked 15 October 2026
Household liability Its terms make every user in a Nous household jointly and severally liable for the obligations owed to Nous, including any fees.
Source nous.co Checked 15 October 2026
Coverage Energy, broadband, mobile and mortgages, with home and car insurance coming soon.
Source nous.co Checked 15 October 2026
Who makes Nous Nous is a trading name of Eighteen and a Half Limited, company number 13236360, an Appointed Representative of Stubben Edge & Partners, which is authorised and regulated by the Financial Conduct Authority. Nous says it is a certified B Corp.
Source nous.co Checked 15 October 2026

05Nous's own claim, checked

Does Nous give back all the commission it earns?

Claim check

Nous says

“Other switching websites pocket any commissions earned from providers, but we give it all back to you as cash rewards.”

What else it publishes

On Premium. Its terms say some providers may pay Nous a commission, that it will usually be able to pass some or all of that commission on to you as a reward, and that rewards build up over a year while you stay with the provider and stop accruing on the free plan.

Source nous.co Checked 15 October 2026

06Who Nous suits, and who Taupia suits

When is Nous the better answer?

Choose Nous if

You want mortgages tracked alongside energy, broadband and mobile: Nous covers all four, with home and car insurance coming soon.
You would rather not be asked: Nous's freedom mode acts on your behalf and tries not to bother you.
You want commission handed back: on Premium, Nous says the commission providers pay it goes back to members as cash rewards.

Choose Taupia if

You want energy, broadband and mobile looked after for free: Taupia charges the household nothing, where Nous Free stops at two services.
You want to approve every switch: Taupia recommends one deal with its reasons and changes nothing until you say yes.
You share the home: Taupia splits each bill on percentages the house sets and sends reminders while a share is outstanding, without moving money.

07Taupia's own limitations

What do you give up by choosing Taupia?

Taupia does not bundle your payment. It helps you set up directly with each provider, then splits and manages it all with the prices in view, which is why it costs you nothing. Here is what that route does not give you.

Taupia only compares energy, broadband and mobile. It does not compare or switch water, insurance, credit, savings or mortgages.
A provider pays Taupia commission when a switch completes. On energy and gas the rate is the same whichever supplier you pick, so an energy recommendation does not pay Taupia more one way or the other. Broadband and mobile rates vary a little. The full list it recommends from is the suppliers Taupia supports, published on its supported suppliers page.

How Taupia works

08Nous questions answered

What else should you check before signing?

Is Nous free?

Yes, with limits. Nous Free costs nothing and manages up to two household services for one householder login. Nous Premium, at £6.99 a month, manages every service, lets everyone in the house log in, adds WhatsApp support and pays cash rewards. Nous says Premium has no minimum contract or exit fee, and you can move back to Free at any time.

How does Nous make money?

From Premium subscriptions, Nous says, paid by members or by employers offering it as a perk, and not from advertising or selling data. Its terms add that some providers may pay it a commission for a switch, which on Premium it will usually pass on in part or in full as cash rewards that build up over a year.

Can Nous switch my energy without asking me?

In its freedom mode, yes: Nous says it acts on your behalf to find savings automatically and tries not to bother you. In balanced mode it handles the switching for you, and in manual mode it only flags savings. Its terms appoint it as your agent to form and change contracts where you have instructed it. Taupia switches only once you approve.

Is Nous or Taupia better for a shared house?

It depends what the house needs. Nous Premium lets every householder log in and manages each person's services, for £6.99 a month. Taupia is free, compares energy, broadband and mobile, and splits each household bill on percentages the house sets, sending reminders while a share is outstanding. Taupia never moves money between housemates.

09Deciding between Nous and Taupia

So what should you do next?

Nous trades a monthly subscription, or two free services, for handing it the switching. Taupia is free, compares energy, broadband and mobile, and switches only once you approve. Decide how much of the decision you want to keep.

Get Taupia free

Free. Give your address for provider quotes in about two minutes, or upload a bill you already have.

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